There are lots of reasons the public calls on Currier Appraisal Services LLCEvery year, thousands of people in Texas buy, sell or refinance their home. Most of these transactions consist of a simple line item for an appraisal. And even though there are a multiplying number of automated home valuation methods that might appear more cost-effective than an appraisal, most lenders still call in a local expert because the stakes are so high. But is obtaining a mortgage the only basis for getting an appraisal? Are there other instances when the services of a licensed, independent real estate professional could be beneficial? Absolutely.
Dispute your tax assessment in Travis CountyIt's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your real estate, so if values are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from Currier Appraisal Services LLC is your best evidence when building your case. At Currier Appraisal Services LLC, we're qualified to assist you in challenging your tax assessment.
PMI removal to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the real estate, almost all lenders ask buyers to purchase an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the added payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, Currier Appraisal Services LLC will produce a statement regarding the value of your home. The expense of the home valuation can usually be regained in a short amount of time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Currier Appraisal Services LLCA divorce is often complicated by the burdensome decision of who keeps the home, and it can be an especially heartbreaking event for both parties. Regardless of the circumstances, it's prudent to get an appraisal from Currier Appraisal Services LLC so both parties are fully aware of the true market value of their property.
The parties will have a a good idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with help from Currier Appraisal Services LLCSettling an estateLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the correct value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.
Let Currier Appraisal Services LLC assist you in relocating to or from Travis CountyEmployee relocation can be a real pain. We know where you're coming from! That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any recent sales or listings in their neighborhood that they want considered during our thorough process.
Sell your home quickly at the right price with an appraisal from Currier Appraisal Services LLCWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to perform the appraisal report and not a percentage of the sales price.
We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.